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Earn money back on the money you use every day! Our eInterest Plus Checking account pays you dividends on the funds in your checking account with the convenience of Direct Deposit or any Automatic Payment! Plus, we let you keep more of your money because there are no per-check charges and you get unlimited free Debit Card transactions.
The ‘Plus’ in the name indicates a possible loan rate discount for moving your loans to GenFed!
Earn interest when you use the convenience of Direct Deposit or Automatic Payment!
| Checking Account Rates | |||
| Effective Date: 12/1/2024 | |||
| Account Type | Required Opening Deposit | Minimum Balance to Earn Dividends | Dividend Rate/APY (Interest Rate) |
| eInterest Plus Checking | $50 | $0.00 | 0.05% |
| 50+ Interest Checking | $50 | $0.00 | 0.05% |
| Premier Interest Checking | $50 | $0.00 | 0.05% |
| Premier Interest 2nd Tier | $50 | $1,500.00 | 0.40% |
| Regular savings, money markets, accumulators and checking: Rates are subject to change at any time. Annual percentage yield on regular savings accounts is accurate as of the last declaration date of 1/1/2023. Rates may change after a savings, money market or checking account is opened. Disclosures available upon request. Minimum balance to earn dividends is $100 for regular savings, $1,000 for IRA, $2,000 for money market, $75000.01 for Jumbo Money Market and $1500 for eInterest and second tier of Premier Interest checking. Fees could reduce earnings on accounts. We may offer different rates in the future. APY = annual percentage yield. | |||
With your eInterest Plus Checking account, you’ll get all the free services that are included in our Simply Free Checking account, plus earn interest! There is no minimum balance requirement or monthly service charge.
Plus, you can protect your account from accidental overdrafts with our overdraft protection options.
See rates page for full rates disclosures.
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