Mobile Access
With GenFed, you’ve always got access to your accounts right at your fingertips! We know you lead a busy life and that you might not always have time to stop by a branch, so we offer free services that make it easy for you to get your banking done on the go.
Financial Planning
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Life Events
At GenFed, we work hard every day to help people through life. We brought together relevant Life Event resources in one place to help you manage life-changing events – ultimately MAKING LIFE BETTER! Whatever stage you’re in, count on us to help you achieve financial flexibility and freedom.
Saving can be fun with the Cash Cow Children’s Savings Club! The child receives a coin bank and special gifts to make saving money fun! When you open a new Cash Cow account for your child or grandchild with at least $25, we'll add an additional $5 to the first deposit! Ask when you open the account!
It’s never too soon to plan for your child’s education, and we make it easy with our special Education IRA Certificate that can be opened with a minimum of $500. We’ll even give you a 0.25% increase over normal rates! Lower minimum available on all IRA terms. Increased rate only good on first-time deposits for each minor. Increase not available with coupons or on any ‘special rate’ IRA terms.
Another way to save for your child’s future is a GenFed Savings Certificate. We’re offering your child special 3-month certificates that can be opened with a minimum of just $500. Excludes IRAs.
Safely teach your child the benefits of a checking account with our Teen Spend account. Share pledge of $500 is required on the S1 account. A parent or guardian must be joint on the minor’s savings account, checking account, and debit card. A ChexSystems report will be checked for the parent or guardian who is joint on the account.
Build credit the smart way with GenFed's Credit Builder MasterCard. This card was specifically designed for members between the ages of 18 and 21 who are trying to establish a good credit record. Plus, when the MasterCard is approved, receive a FREE credit counseling session with a GenFed loan officer.
Have questions about how to manage your personal finances? Then stop by your branch to pick up your FREE “Guide to Money, Getting a Good Start” booklet.
It's never too early to begin thinking about retirement. Get started today with our special 0.25% APY increased IRA Certificate rate for members opening their first IRA with GenFed. Ask when you open the account! Available only to members in good standing between the ages of 22 and 25. For use with member’s first certificate only. Offer is non-transferable. Not valid with any “special term” certificate and available for new money only.
Thinking about buying a home someday?Then stop by our office to pick up your FREE booklet entitled “Home Buying Savings Program/Tips.” It’s packed full of great information you’ll need to know about purchasing a home.
It's never too early to start saving for the Grandkids' futures, and you'll receive a 0.25%increased rate if you open a Savings Certificate for your grandchild! Check with your branch or watch your mail for your coupon. Grandchild must be under the age of 18. The Certificate must be put in the child’s account. Increase not available with other coupons or special rates.
If you are age 55 and better, open your Free Checking account and ask about our free checks!
We're committed to helping people be more financially secure by focusing on the best ways to save, spend, borrow and plan for life's changes ahead. We want to make it easier for you to live the life you really want to live—now and in the future!
Savings & Investments
Visit our Financial Resource Center for articles and calculators